Commercial and Asset Based Lending

Commercial and asset-based lending representation requires a broad base of legal knowledge. In addition to addressing the unique legal issues within each transaction, it is often necessary to create, perfect, and enforce security interests in real and personal property and address related bankruptcy, tax and environmental law issues. All of this knowledge must be applied to the transactions in a way that appropriately addresses both legal and practical business concerns.

With a vast amount of experience in all aspects of secured lending, our attorneys assist asset-based lending clients in documenting transactions with broad and challenging collateral categories. Our attorneys are knowledgeable of the complexities of revised Article 9 of the Uniform Commercial Code and can guide clients through its many issues and procedures. Our attorneys represent both commercial lenders and corporate borrowers in finance transactions where credit is extended on an asset-based basis whether it be an acquisition loan, capital expenditure and equipment loans, or real estate loans.

Our lending services include:

  • Asset-based and cash flow loans;
  • Commercial real estate loans;
  • Mezzanine financing;
  • Participation in syndicated commercial loans;
  • Loan work-outs and restructurings;
  • Debtor in possession exit financing and bankruptcy proceedings;
  • Factoring arrangements;
  • Equity and debt restructuring.

Commercial and Asset Based Lending Practice Leader