Your will covers your house and bank accounts—but what about your Instagram, iCloud photos, and TikTok following?

In Part 2 of this digital estate planning series, Dave Shaffer and Caroline Cercone shift focus from electronic wills to digital legacy planning. While a traditional will (paper or electronic) governs hard assets like real estate, investments, and vehicles, it doesn't automatically grant your loved ones access to your social media accounts, photo libraries, or online presence. That's where a digital legacy plan—sometimes called a "social media will"—comes into play.

Dave and Caroline explain the key differences between a legal will and a digital legacy plan. Unlike a formal will, a digital legacy plan is not a legally binding document filed with courts—it's a set of instructions that tells platforms like Facebook, Google, Apple, and Instagram what should happen to your accounts after you pass away. The episode wraps up with a fun "Show and Tell" segment using Taylor Swift as an example. Dave and Caroline walk through how different parts of her empire would be handled: her music catalog and royalties (legal will), real estate holdings (legal will), Instagram following and TikTok account (digital legacy plan), and formal estate (legal will).